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SideBet — Round-ups as a Service

SideBet is the industry-leading white-label round-up platform. Every transaction becomes an opportunity for your users to save, invest, or donate—automatically. SideBet Round-ups

Why SideBet?

Automatic Savings

Round-ups happen automatically on every transaction. Users save without thinking about it.

Customizable Rules

Multipliers (1x-5x), thresholds, caps, and destination accounts—all configurable per user.

White-Label Ready

Pre-built React components with full theming support, or build your own with our SDK.

Bank-Grade Security

PCI compliant, SOC 2 certified, with end-to-end encryption on all transactions.

How It Works

1

Connect Bank Account

Users link their spending accounts via Plaid, Finicity, or your existing connection.
2

Monitor Transactions

SideBet watches for new transactions and calculates round-ups in real-time.
3

Accumulate Round-ups

Spare change accumulates until it hits the user’s configured threshold (default $5).
4

Automatic Transfer

Once threshold is met, funds transfer automatically via ACH to the destination.

Use Cases

Help users invest their spare change into stocks, ETFs, or crypto. Every coffee purchase becomes a micro-investment.
Boost savings rates by automatically rounding up to a high-yield savings account or emergency fund.
Enable automatic micro-donations to causes users care about. Turn everyday spending into impact.
Fund gaming wallets automatically. Users always have balance ready for their next bet or fantasy entry.

Quick Example

import { SideBet } from '@hedgepayments/sidebet';

const sidebet = new SideBet({
  apiKey: process.env.SIDEBET_API_KEY
});

// Enable round-ups for a user
const settings = await sidebet.roundups.enable('user-123', {
  multiplier: 2,           // 2x round-ups
  threshold: 5.00,         // Transfer at $5
  maxPerTransaction: 2.00, // Cap at $2 per transaction
  destinationAccountId: 'savings-account-id'
});

console.log(`Round-ups enabled! User will save ~$${settings.estimatedMonthly}/month`);

Key Features

FeatureDescription
Real-time CalculationRound-ups calculated instantly as transactions post
Configurable Multipliers1x, 2x, 3x, or 5x round-up amounts
Threshold BatchingBatch transfers at 5,5, 10, $25, or custom amounts
Per-Transaction CapsLimit max round-up per transaction
Merchant ExclusionsExclude specific merchants or categories
Pause/ResumeUsers can pause round-ups anytime

Pricing

SideBet pricing is based on monthly active users (MAU) with round-ups enabled. Contact sales for custom enterprise pricing.
TierMAUPrice
StarterUp to 1,000$0.10/user/month
Growth1,001 - 10,000$0.08/user/month
Scale10,001 - 100,000$0.05/user/month
Enterprise100,000+Custom

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