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HedgePayments Hero Light

The Future of Payments

HedgePayments is the infrastructure layer powering the next generation of payment solutions. We’ve built three distinct products that solve real problems in the payment space.

Our Products

SideBet — Round-ups as a Service

Perfect for: Fintech apps, investment platforms, savings apps, charitable giving platforms
SideBet is a white-label round-up platform that enables businesses to integrate spare change functionality into their applications. Every transaction becomes an opportunity for users to save, invest, or donate. Key Features:
  • Automatic round-up calculation on every transaction
  • Configurable multipliers (1x, 2x, 3x, 5x)
  • Batch ACH transfers at customizable thresholds
  • White-label React components
  • Real-time webhooks
import { SideBet } from '@hedgepayments/sidebet';

const sidebet = new SideBet({ apiKey: 'your-key' });

// Enable round-ups for a user
await sidebet.roundups.enable(userId, {
  multiplier: 2,
  threshold: 5.00,  // Transfer when $5 accumulated
  destination: 'savings'
});

CoverPay — The Best BNPL

Perfect for: E-commerce, marketplaces, P2P payment apps, subscription services
CoverPay is buy now, pay later done right. No hidden fees, no predatory interest rates, no credit score damage. Just flexible payments that work for everyone. What Makes CoverPay Different:
  • Transparent pricing — No hidden fees, ever
  • Soft credit checks — Pre-qualification without impacting credit score
  • Flexible repayment — Pay in 4, monthly plans, or custom schedules
  • Instant decisions — Real-time approval in milliseconds
  • Responsible lending — Built-in affordability checks
import { CoverPay } from '@hedgepayments/coverpay';

const coverpay = new CoverPay({ apiKey: 'your-key' });

// Check if user qualifies
const qualification = await coverpay.prequalify({
  userId: 'user-123',
  amount: 150.00
});

if (qualification.approved) {
  // Create a CoverPay payment
  const payment = await coverpay.createPayment({
    userId: 'user-123',
    amount: 150.00,
    plan: 'pay-in-4',  // or 'monthly', 'custom'
    merchantId: 'merchant-456'
  });
}

Bankroll — As a Payment Method

Perfect for: Apps wanting to offer Bankroll as a checkout option alongside cards and wallets
Bankroll isn’t just a wallet—it’s a payment method. Integrate Bankroll as a first-class payment option in your checkout flow, giving users a seamless way to pay with their Bankroll balance. Why Offer Bankroll:
  • Instant settlement — No waiting for card networks
  • Lower fees — Significantly cheaper than card processing
  • Built-in users — Tap into the Bankroll user base
  • Virtual cards — Powered by Stripe Issuing
  • P2P ready — Send and receive between users
import { Bankroll } from '@hedgepayments/bankroll';

const bankroll = new Bankroll({
  apiKey: 'your-key',
  merchantId: 'your-merchant-id'
});

// Check if user has Bankroll and sufficient balance
const eligibility = await bankroll.checkPaymentEligibility({
  userId: 'user-123',
  amount: 25.00
});

if (eligibility.canPay) {
  // Process payment with Bankroll
  const payment = await bankroll.processPayment({
    userId: 'user-123',
    amount: 25.00,
    description: 'Order #12345'
  });
}

Getting Started

1

Choose Your Product

Decide which HedgePayments product fits your use case—or use multiple together
2

Get API Keys

Sign up at dashboard.hedgepayments.com and get your credentials
3

Integrate

Follow our quickstart guides to integrate in minutes
4

Go Live

Test in sandbox, then switch to production when ready

Platform Architecture

Why HedgePayments?

Integrate once with HedgePayments and unlock access to SideBet, CoverPay, and Bankroll. Mix and match based on your needs.
Clean APIs, comprehensive SDKs, detailed documentation, and a sandbox environment for testing. We speak your language.
PCI DSS Level 1 compliant, SOC 2 Type II certified, end-to-end encryption, and bank-grade security infrastructure.
WebSocket support for instant notifications. Know immediately when payments succeed, fail, or need attention.

Support