import { Bankroll } from '@hedgepayments/bankroll';

const bankroll = new Bankroll({
  apiKey: process.env.BANKROLL_API_KEY,
  merchantId: process.env.MERCHANT_ID
});

// Check if user can pay with Bankroll
const eligibility = await bankroll.checkPaymentEligibility({
  userId: 'user-123',
  amount: 49.99
});

console.log('Can pay:', eligibility.canPay);
console.log('Balance:', eligibility.balance);
console.log('Shortfall:', eligibility.shortfall);

if (eligibility.canPay) {
  // Process the payment
  const payment = await bankroll.processPayment({
    userId: 'user-123',
    amount: 49.99,
    orderId: 'order-789',
    description: 'Premium Subscription'
  });

  console.log('Payment ID:', payment.id);
  console.log('Status:', payment.status); // 'completed'
  console.log('New Balance:', payment.balanceAfter);

} else if (eligibility.canUseCoverPay) {
  // Offer CoverPay for the shortfall
  console.log('Offer CoverPay for:', eligibility.shortfall);
}

// Create a virtual card for a user
const card = await bankroll.createVirtualCard({
  userId: 'user-123',
  nickname: 'Shopping Card',
  spendingLimit: {
    amount: 500,
    interval: 'monthly'
  }
});

console.log('Card Number:', card.number);
console.log('Expiry:', card.expMonth + '/' + card.expYear);
console.log('CVV:', card.cvc);

// Send money to another Bankroll user
const transfer = await bankroll.sendP2P({
  fromUserId: 'user-123',
  toUserId: 'user-456',
  amount: 25.00,
  note: 'Lunch yesterday'
});

console.log('Transfer ID:', transfer.id);
console.log('Status:', transfer.status); // 'completed'