> ## Documentation Index
> Fetch the complete documentation index at: https://docs.hedgepayments.com/llms.txt
> Use this file to discover all available pages before exploring further.

# SideBet

> Round-ups as a Service — Transform spare change into meaningful contributions

# SideBet — Round-ups as a Service

SideBet is the industry-leading white-label round-up platform. Every transaction becomes an opportunity for your users to save, invest, or donate—automatically.

<img src="https://mintlify.s3.us-west-1.amazonaws.com/hedgeinc/images/sidebet-hero.svg" alt="SideBet Round-ups" />

## Why SideBet?

<CardGroup cols={2}>
  <Card title="Automatic Savings" icon="piggy-bank">
    Round-ups happen automatically on every transaction. Users save without thinking about it.
  </Card>

  <Card title="Customizable Rules" icon="sliders">
    Multipliers (1x-5x), thresholds, caps, and destination accounts—all configurable per user.
  </Card>

  <Card title="White-Label Ready" icon="palette">
    Pre-built React components with full theming support, or build your own with our SDK.
  </Card>

  <Card title="Bank-Grade Security" icon="shield">
    PCI compliant, SOC 2 certified, with end-to-end encryption on all transactions.
  </Card>
</CardGroup>

## How It Works

<Steps>
  <Step title="Connect Bank Account">
    Users link their spending accounts via Plaid, Finicity, or your existing connection.
  </Step>

  <Step title="Monitor Transactions">
    SideBet watches for new transactions and calculates round-ups in real-time.
  </Step>

  <Step title="Accumulate Round-ups">
    Spare change accumulates until it hits the user's configured threshold (default \$5).
  </Step>

  <Step title="Automatic Transfer">
    Once threshold is met, funds transfer automatically via ACH to the destination.
  </Step>
</Steps>

## Use Cases

<AccordionGroup>
  <Accordion title="Investment Apps" icon="chart-line">
    Help users invest their spare change into stocks, ETFs, or crypto. Every coffee purchase becomes a micro-investment.
  </Accordion>

  <Accordion title="Savings Apps" icon="vault">
    Boost savings rates by automatically rounding up to a high-yield savings account or emergency fund.
  </Accordion>

  <Accordion title="Charitable Giving" icon="heart">
    Enable automatic micro-donations to causes users care about. Turn everyday spending into impact.
  </Accordion>

  <Accordion title="Gaming & Fantasy Sports" icon="gamepad">
    Fund gaming wallets automatically. Users always have balance ready for their next bet or fantasy entry.
  </Accordion>
</AccordionGroup>

## Quick Example

```javascript theme={null}
import { SideBet } from '@hedgepayments/sidebet';

const sidebet = new SideBet({
  apiKey: process.env.SIDEBET_API_KEY
});

// Enable round-ups for a user
const settings = await sidebet.roundups.enable('user-123', {
  multiplier: 2,           // 2x round-ups
  threshold: 5.00,         // Transfer at $5
  maxPerTransaction: 2.00, // Cap at $2 per transaction
  destinationAccountId: 'savings-account-id'
});

console.log(`Round-ups enabled! User will save ~$${settings.estimatedMonthly}/month`);
```

## Key Features

| Feature                      | Description                                         |
| ---------------------------- | --------------------------------------------------- |
| **Real-time Calculation**    | Round-ups calculated instantly as transactions post |
| **Configurable Multipliers** | 1x, 2x, 3x, or 5x round-up amounts                  |
| **Threshold Batching**       | Batch transfers at $5, $10, \$25, or custom amounts |
| **Per-Transaction Caps**     | Limit max round-up per transaction                  |
| **Merchant Exclusions**      | Exclude specific merchants or categories            |
| **Pause/Resume**             | Users can pause round-ups anytime                   |

## Pricing

<Info>
  SideBet pricing is based on monthly active users (MAU) with round-ups enabled. Contact sales for custom enterprise pricing.
</Info>

| Tier       | MAU              | Price             |
| ---------- | ---------------- | ----------------- |
| Starter    | Up to 1,000      | \$0.10/user/month |
| Growth     | 1,001 - 10,000   | \$0.08/user/month |
| Scale      | 10,001 - 100,000 | \$0.05/user/month |
| Enterprise | 100,000+         | Custom            |

## Get Started

<CardGroup cols={2}>
  <Card title="Quickstart Guide" icon="bolt" href="/products/sidebet/quickstart">
    Integrate SideBet in 10 minutes
  </Card>

  <Card title="API Reference" icon="code" href="/api-reference/sidebet/enable-roundups">
    Explore SideBet endpoints
  </Card>
</CardGroup>